Archive for: August 2016

The difference between posted interest rates and discounted rates

Filed under: Mortgage - 26 Aug 2016

THINK OUTSIDE THE BOX:  We have access to over 30 Lenders with multiple product options, rate and term choices.  We offer unbiased advice and work for you, not the Bank.

If you want to buy a home and are researching getting …

Home ownership timeline

Filed under: Mortgage - 22 Aug 2016

THINK OUTSIDE THE BOX:  If you are not sure where to start or how long the process takes, keep reading.

Once you’ve decided that you no longer want to rent (or freeload in your parents’ basement), it’s time to get serious …

Good news for three Canadian cities

Filed under: Mortgage - 22 Aug 2016

THINK OUTSIDE THE BOX:  Making the list is surely an honour for each of the top-10, but Calgary may have the most to cheer about.

Three major Canadian cities made the Economist’s top-10 most livable cities list.

Vancouver, Toronto and Calgary came …

(Non-traditionally) Regulated Lenders Grow

Filed under: Mortgage - 18 Aug 2016

THINK OUTSIDE THE BOX:  We have access to non-traditional Bank Lenders, who are actually largely funded by the big banks, and who are likely more scrutinized than the big banks.  The benefit of having a non-traditional Bank Lender can include …

Accessing your home equity

Filed under: Mortgage - 18 Aug 2016

THINK OUTSIDE THE BOX:  What options are available and how does this work?

If you’ve been using the word ‘equity’ without knowing what it means, we’ll help you out: when referring to property, equity is the value of the property minus …

The latest economic outlook from Laurentian Bank’s chief economist

Filed under: Mortgage - 12 Aug 2016

THINK OUTSIDE THE BOX:  What’s happening in Alberta isn’t so bad and here’s what’s happening in the rest of Canada.

At the time of writing this Provincial Monitor, the Canadian economy continues to display strong provincial and industrial divergences. The lower …

Residential Market Commentary – Week of August 8, 2016

Filed under: Mortgage - 10 Aug 2016

THINK OUTSIDE THE BOX:  The two hottest housing markets in the country appear to be heading in opposite directions even though they are suffering from the same, fundamental problem – under supply.

July sales in Greater Vancouver dropped nearly 27% compared …